Text copied to clipboard!
Title
Text copied to clipboard!Responsable de Préstamos Hipotecarios
Description
Text copied to clipboard!
We are looking for a Mortgage Loan Officer to join our dynamic financial services team. As a Mortgage Loan Officer, you will be responsible for guiding clients through the mortgage loan process, from initial application to closing. You will work closely with borrowers to assess their financial needs, recommend appropriate loan products, and ensure compliance with all regulatory requirements.
The ideal candidate will have a strong understanding of mortgage lending practices, excellent communication skills, and a customer-focused mindset. You will be expected to build relationships with clients, real estate agents, and other industry professionals to generate new business and maintain a steady pipeline of loan applications.
Your day-to-day responsibilities will include evaluating creditworthiness, collecting and verifying financial documentation, submitting loan applications, and coordinating with underwriters and processors to ensure timely loan approvals. You will also be responsible for staying up to date with market trends, lending regulations, and new mortgage products.
Success in this role requires a high level of integrity, attention to detail, and the ability to work independently in a fast-paced environment. You should be comfortable using loan origination software and other financial tools to manage your workflow efficiently.
This is an excellent opportunity for a motivated individual who is passionate about helping people achieve their homeownership goals. If you have a background in finance, sales, or real estate and are looking to grow your career in mortgage lending, we encourage you to apply.
Responsibilities
Text copied to clipboard!- Assist clients in selecting suitable mortgage loan products
- Collect and analyze financial information from applicants
- Submit complete loan applications for underwriting
- Maintain knowledge of current mortgage regulations and products
- Build relationships with real estate agents and referral partners
- Ensure compliance with all lending policies and procedures
- Communicate loan status updates to clients and stakeholders
- Meet sales goals and maintain a strong loan pipeline
- Provide exceptional customer service throughout the loan process
- Attend networking events to generate new business opportunities
Requirements
Text copied to clipboard!- Bachelor’s degree in finance, business, or related field
- 2+ years of experience in mortgage lending or financial services
- Strong knowledge of mortgage loan products and regulations
- Excellent communication and interpersonal skills
- Proficiency in loan origination software and Microsoft Office
- Ability to analyze financial documents and credit reports
- Detail-oriented with strong organizational skills
- Self-motivated and goal-driven
- Valid mortgage loan originator license (if required by state)
- Ability to work flexible hours, including evenings and weekends
Potential interview questions
Text copied to clipboard!- Do you have a valid mortgage loan originator license?
- How many years of experience do you have in mortgage lending?
- Can you describe your experience with loan origination software?
- How do you stay updated on mortgage industry trends and regulations?
- What strategies do you use to generate new business?
- Describe a time you helped a client overcome a loan approval challenge.
- Are you comfortable working flexible hours, including weekends?
- What is your approach to providing excellent customer service?
- How do you manage multiple loan applications simultaneously?
- What are your sales goals and how do you plan to achieve them?
